Tax Loan

Basics 

“What are property tax loans?”

Property tax loans help Texans who are behind to avoid accruing significant penalties, interest, and legal fees on their delinquent property taxes. Your delinquent taxes are paid directly to the county, allowing you to make simple, affordable monthly payments instead of facing a large lump-sum.

Tax Loan Basics 

“How do delinquent property taxes increase?”

Though every county is different, if your property taxes aren’t paid before February 1st, there will be a 7% increase in your total tax bill. From there, additional penalties, interest, attorney fees, and court costs can build each month, increasing the total amount owed to as much as 47% within the first year.

“How do property tax liens work?”

On January 1st, most counties will automatically place a lien against everyone’s property. This lien exists until the property taxes are paid or the property is foreclosed upon. However, when you authorize a tax lender like us to pay your past due property taxes, the county transfers that tax lien to secure your loan. Once you have paid off your loan, that lien will be released!

The Benefits of

a Tax Loan 

Say Goodbye to Massive Annual Payments

Starting February 1, your property tax bill will continue to increase every month. By July 1, the penalty doubles, and by December 1, your total could be up to 47% higher.

Avoid Penalties & Interest Increasing Your Taxes

Whether you’re between jobs, dealing with an irregular pay schedule, or facing an unexpected expense, you’re not alone in wanting to avoid a lump-sum payment. We’re here to help you break your tax bill into low monthly payments.

Find a Flexible & Forgiving Plan Built for You

We know there’s no one-size-fits-all solution to property taxes. Taxing entities have strict requirements and are often unforgiving with payment plans, so we offer an alternative that works with your circumstances.

Protect Your Property from Foreclosure

Unlike major taxing entities, which foreclose on hundreds of properties annually, and leading competitors with entire departments dedicated to the foreclosure and resale of your property, our focus is on helping you keep your home or business safe.

Map of Texas with a water droplet shape overlay.

Why Texans Keep Choosing Us to Help Them with their Property Taxes

We Cover All

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Counties in Texas

No application fees, ever. When you submit an application with Texas Property Tax Loans, there’s absolutely no obligation to continue with the loan, but we’ll still give you a free quote.

Personalized loan terms designed with you in mind.

No effect on your credit score. We do not pull credit or report to credit agencies.

No stressful bank loan committees.

Title is handled by our capable team! If necessary, we’ll work with you to cure any issues and get your property into your name.

We offer flexible appointments for closing, meaning you never have to take time off work.

No AI bots. Just people who care about helping our fellow Texans keep their homes.

We've Funded

$00M+

in Tax Loans

We've Helped

0+

Texans Like You

Whether it’s your homestead, a vacation home, a home you inherited, or a vacant lot you’ll one day build a home on, Texas Property Tax Loans helps pay your property taxes, so you’re able to stay in your home.

No matter if you own a restaurant or an auto shop, a hotel or a funeral home, Texas Property Tax Loans has seen it all! Put your earnings back into your business and let us help with your property taxes.

If you already have a property tax loan with us or if you’re unhappy with your current lender, refinancing with Texas Property Tax Loans is the solution you’re looking for! We’ll work with you to create a new plan to better suit your needs.